Jar of Starter: Freshly fed
This can sit on the counter for 12-24 hours. When it has bubbled up and you can see that it is losing its rise, you can follow the directions on this page to feed your starter.
Loaf #1: This is the one you mixed
You have already done 3 stretch and folds. Remove the dough from the baggie and place in a mixing bowl at least twice the size of the dough ball. Do one more set of stretch and folds, which is step 5 and 6 on this page. Then cover your loaf with the shower cap or a loose lid and let rise overnight.
Loaf #2: This is the one you shaped and put into the towel-lined bowl
This loaf is ready for the cold ferment, which is step 9 on this page. Place it in the fridge for up to 8-48 hours, then score and bake, following the instructions in steps 10-12.